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- Equity gain estimate
Equity gain estimate
equity_estimateCurrent estimated value against the last recorded sale: gain in pounds and percent, and how long it has been held.
Same call over REST
Equity estimate/v1/equity/estimateNot connected yet? Connect your assistant. Sign in with your MarketCode account; no API key needed.
Reference
What equity_estimate answers
NOT a loan-to-value: the warehouse holds no mortgage balance, so never describe the result as equity net of debt. The gain is NOMINAL — a 1998 purchase showing +747% has not beaten inflation by that much, and saying so is part of reporting it honestly.
A null gain means no recorded sale, not a zero gain.
UK only.
Inputs
Before you call it
- uprns
- A UPRN is the Unique Property Reference Number every UK address carries. Narrow the address with address_autocomplete, which is free, then address_resolve returns the UPRN for 8 credits. property_summary and address_by_postcode return UPRNs too.
Example
An example call to equity_estimate
Use the MarketCode tool equity_estimate with {"uprns":["200003443835"]} and show me the result.{
"properties": [
{
"uprn": 200003443835,
"estimated_value": 440830,
"estimated_value_low": 227909,
"estimated_value_high": 668415,
"confidence": "0.5002",
"estimated_at": "2026-09-06T03:56:22.421236",
"last_sale_price": null,
"last_sale_date": null,
"gain": null,
"gain_pct": null,
"years_held": null
}
],
"count": 1,
"basis": "gain is nominal against the last recorded sale price, not inflation-adjusted and not a loan-to-value — the warehouse holds no mortgage balance",
"credits_charged": 0
}A real response, captured from production and trimmed: arrays to three items, long strings shortened, volatile keys dropped.
Inputs
Arguments equity_estimate takes
| Name | Type | Required | Description |
|---|---|---|---|
| uprns | integer[] | Yes |
Response
What comes back
| Field | Type | Example |
|---|---|---|
| properties | array | |
| properties[].uprn | integer | 200003443835 |
| properties[].estimated_value | integer | 440830 |
| properties[].estimated_value_low | integer | 227909 |
| properties[].estimated_value_high | integer | 668415 |
| properties[].confidence | string | 0.5002 |
| properties[].estimated_at | string | 2026-09-06T03:56:22.421236 |
| properties[].last_sale_price | null | |
| properties[].last_sale_date | null | |
| properties[].gain | null | |
| properties[].gain_pct | null | |
| properties[].years_held | null | |
| count | integer | 1 |
| basis | string | gain is nominal against the last recorded sale p |
| credits_charged | integer | 0 |
Fields observed in the example response above; a field the example did not exercise is not listed.
Usage
How to run equity_estimate in your assistant
Ask your assistant in plain English, for example:
"Use the MarketCode tool equity_estimate for <address or area>.
Show the result and the credits charged."
The arguments the assistant will send, for the example on this page:
{"uprns":["200003443835"]}The connect steps for Claude, ChatGPT, Codex, Cursor and Claude Code are on the MCP page.
Skills
Skills that use equity_estimate
- Property research: A sourced answer to any UK property question: the right tool for the job, the credit cost stated first, the wording rules that keep an estimate an estimate.
- Valuation report: An indicative valuation for one address: the range, the comparables and adjustments, the index position, the EPC, flood and planning context, and the reasoning, with every figure cited to the tool it came from.
- Site and unit sourcing: A shortlist of land or units matching your criteria, scored, with the registered owner resolved for each and a recipient list ready for outreach.
Price and licence
What it costs, and where the data comes from
equity_estimate is free over MCP and over REST, and the two surfaces share one credit balance. Free calls need a signed-in account or an API key and appear in your usage, but they never touch your balance.
Credits are granted on sign-up and bought in packs; the pricing page lists every call.
Computed by MarketCode from
- HM Land Registry
Price Paid Data
Open Government Licence v3 · England and Wales
How the model or index is built, and where it is weak, is on the methodology page.
Related
Tools used with equity_estimate
- Estate agent activity in an areaFree
agent_activityWhich estate agents actually transact in an area, ranked by listing count.Same category - What changed since your cursor1 credit
changes_sinceWhat changed since you last looked — the portal change feed. Pass the `next_cursor` from your previous call to get only what is new; on a first call give a scope (`postcode_districts` or `uprns`) or a `since` date, because an unbounded read of a 14.6-million-row feed is refused.Same category - Listing history for a property3 credits
listing_historyEvery marketing snapshot for a property: asking price over time, price reductions, days listed, status changes, agent, image count and whether it had a floor plan.Same category - Supply-side listing statisticsFree
listing_market_seriesMonthly supply-side statistics from portal listings for one area, channel and bedroom band: listings added and reduced, reduction share (the market-temperature signal), asking price or rent median and quartiles, £/m² where a floor area is stated, new-build share, agent concentration (HHI, top-3 share), and — on rent rows — gross yield on two bases (cell rent over cell price; per-listing rent over the unit's AVM value), and on sale rows the asking-to-sold ratio and days to completion on listings the registry matched to a sale.Same category - Live listings stock, dailyFree
listing_stock_seriesLive listings on the market by day for one area, channel and bedroom band — the stock-on-market series, with the median age of the dated live stock, median asking price or rent, and the new-build count.Same category - Long-held, high-equity properties8 credits
long_held_high_equityLong-held properties in an area carrying a large paper gain — the classic off-market cohort, ordered by gain rather than by value.Same category
FAQ
Questions about equity_estimate
How much does `equity_estimate` cost?
+
equity_estimate is free over MCP and over REST, and the two surfaces share one credit balance. Free calls need a signed-in account or an API key and appear in your usage, but they never touch your balance.
Do I need to resolve the address first?
+
Yes. equity_estimate takes a UPRN, not an address. Start with address_autocomplete (free) to narrow the address, then address_resolve (8 credits) to get the UPRN. An assistant with the MarketCode skills installed does both steps on its own.
Which assistants can run `equity_estimate`?
+
Any MCP client: Claude (claude.ai, Claude Desktop, Claude Code), ChatGPT in developer mode, Codex and Cursor, each documented on the MCP page. You sign in with your MarketCode account over OAuth; there is no key to paste, and the connection is read-only.
Where does the data come from?
+
Computed by MarketCode from HM Land Registry price paid data. Coverage is the UK. The methodology page describes how the model or index is built.
Does `equity_estimate` change anything?
+
No. The tool is annotated read-only on the server, so it never writes to your data or ours and an assistant can call it without a confirmation step.
Try equity_estimate in your assistant.
30-minute call. We'll connect your assistant live on a real address.