Data source
Bank of England: Quoted household interest rates
The Bank’s monthly average quoted mortgage rates: 2-year and 3-year fixed at 75% LTV and the standard variable rate.
- Licence:
- Bank of England data terms
- Coverage:
- UK
- Tools:
- 1
Role
What Bank of England data lets a tool answer
The financing input to an appraisal. It is a market average, not a quote, and the tool that returns it says so.
Terms
Licence, attribution and refresh
- Licence
- Bank of England data terms; free to reuse with attribution.
- Attribution
- Source: Bank of England.
- Refresh
- Monthly.
- Coverage
- UK
This page describes how MarketCode uses the data. It is not legal advice on how you may reuse what a tool returns; the tool pages say when a response carries licensed records.
Tools
Tools that read Bank of England records
Bank of England mortgage rates
mortgage_rates()Average UK mortgage rates from the Bank of England: 2-year fixed, 3-year fixed at 75% LTV, and the standard variable rate.
FAQ
Questions about Bank of England data
What Bank of England data does MarketCode use?
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The Bank’s monthly average quoted mortgage rates: 2-year and 3-year fixed at 75% LTV and the standard variable rate. The financing input to an appraisal. It is a market average, not a quote, and the tool that returns it says so.
Which tools read Quoted household interest rates?
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1 tools: Bank of England mortgage rates. Each is available as an MCP tool and a REST endpoint at the same price.
Under what licence?
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Bank of England data terms; free to reuse with attribution. The attribution we carry: "Source: Bank of England." This page describes how we use the data; it is not legal advice on how you may.
How often is it refreshed, and what does it cover?
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Monthly. Coverage: UK.
Is there a UK mortgage rates API?
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Yes, in effect: the MarketCode tools that read Bank of England are the UK mortgage rates API most people are looking for, reachable over REST with an API key or over MCP from Claude, ChatGPT, Codex and Cursor with a sign-in.
See Bank of England data answer a real address.
Thirty minutes, your property or area, every figure traced to its source.